Wild Weather - Warmth Ahead 
The Winter weather has been all the talk these past few months. And now it's shifting to the promise of warmer days on the horizon. Sunnier days may have a friend or colleague warming up to a move. And you know that finding the right property can be an adventure or a chore. 

Looking at homes and getting ideas about neighbourhoods can be great fun - but sorting out the ads, finding the addresses and timing an open house visit can be a hassle. And many home hunters have discovered that aimlessly touring neighbourhoods usually makes for nothing more than a pleasant afternoon drive.

Title Insurance - Check What It Doesn't Cover 

When looking at Title Insurance options, read the policy and ask questions to be aware of the coverage that is provided. You also need to be aware of possible exclusions, which may include:
- Known title defects (that were revealed to you before you purchased your property);
- Environmental Hazards (e.g. soil contamination);
- Problems that would only be discovered by a new survey or inspection of your property (e.g. the lot size is smaller than originally thought);
- Matters that are not listed in public records (e.g. unrecorded liens and encroachments); and
- Zoning bylaw violations from changes, renovations or additions to
your property. 

Carefully review the Title Insurance Policy, as it may include additional exclusions and exceptions that are specific to the purchased property.